Buyer credit insurance

You are a French exporter and you would like to be paid in cash for your export contract.  
You would like your buyer to obtain a credit at competitive terms.
You are a bank and you would like to be covered against the risk of non-payment by the borrower.

Presentation

Buyer Credit Insurance covers French or foreign lending banks against the risk of non-payment of loan instalments by a foreign buyer. The insurance covers the principal and interest on the loan, and may include periodic interest and the premium, if capitalised.

Contact

Myriam Crosnier

Mail : assurance-export@bpifrance.fr

Benefits

With this coverage, the bank pays the French exporter in cash and can offer a competitive loan to your buyer. 

If the loan is issued in EUR, USD and other strong currencies, the insurance can be managed in the same currency.
Local-currency loans may be covered on a case-by-case basis.

How much?

The premium rate depends on the debtor’s country of residence, status and capacity, event of loss and duration of risk.